M&S offers cashback reward on personal loans

ms personal loansM&S Money has confirmed it is to offer M&S Money 25 per cent cashback to customers who take out a personal loan.

Valid until October 29th, the offer is available on all personal loans taken out over 36 months or more, giving customers a refund of 25 per cent of the interest they have paid once their final repayment has been made. According to M&S Money, when the cashback reward is taken into account, the typical rate of 9.9 per cent APR on a ?10,000 loan over a 36 month period is equivalent to a rate 7.7 per cent p.a.

For example, those borrowing ?7,500 over 36 months will receive ?320.78 cashback at the conclusion of the loan.

Borrowing ?15,000 over 60 months sees borrows receive ?1,047.82 at the end of the loan. The offer is also available with M&S Car Buying Plan which allows customers to defer a fixed percentage of their loan.

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